People have been asking for a SWA Ultimate review, and here's our updated take on this program.

SWA Ultimate, or the Supreme Wealth Alliance Ultimate program is an online library of ebooks and other downloadable files. In addition, it has a member-gets-member program which has a network marketing feel.

People refer SWA customers, and they earn a referral commission of $20 per direct referral (except for the 2nd, 3rd, and 7th direct referrals).

They also earn a Cycle Commission of $70 each time their 6-slot matrix gets filled with customers.

What are the SWA Ultimate ebooks like?

From what I've seen, people seem to be more interested in the commission program of SWA than in the ebooks. Or perhaps those who are busy reading the ebooks have been rather quiet, and have not published ebook reviews online.

What is the SWA Pay Plan system like?

With the growth of SWA members, we're seeing processing times of as much as 4 banking days. This happens when pay-ins or incoming payments were remitted from outside the Philippines.

As far as SWA Payout Requests are concerned, fulfillment of such requests take 10 to 15 banking days (versus 5 banking days in 2012).

Are people still interested in SWA? Yes, and we're seeing more inquiries now compared to last year.

This is expected, because as more people become members, that's more people talking about the program. This translates to more exposure for Francis Chaves and SWA, and hence more people are asking how they can join the Supreme Wealth Alliance program.

Do you recommend that people join SWA?

Yes, if you want to conveniently download over 2000 ebooks about Business, Health, Marketing, Relationships, Online Marketing. This is great particularly for my friends who love reading any PDF file they can get hold of. These PDF files can be saved into various smartphones, which makes for mobile reading wherever people find themselves during a typical busy day.

[ First posted on 10/13/2013 by Manuel Viloria ]

http://www.viloria.com/secondthoughts/archives/00001974.html

Have you seen the latest BPI ATM card offer? Yes, you can now enjoy 1% rebates.

You can earn rebates daily. Just keep in mind the minimum purchase of P2,000. You can also earn rebates each time you shop on paydays.

And the best part is, there's no minimum required purchase.

The validity period is every 15th to 17th of the month, as well as from the 30th to the 2nd of the following month.

To redeem the rebate, simply text the following to 2256:

IM ON EPSREBATE (space) CardNumber/TransactionDate(MMDDYYY)/TransactionAmount

For the Card Number, please refer to the face of the card. For the Transaction Date and Amount, please refer to your E.P.S. transaction receipt.

Take note that the promo period if January 1, 2014 until December 31, 2014 (Per DTI-NCR Permit Number 10552 Series of 2013)

For more info, please vis www.bpicards.com Hmmm... makes me want to go out and get a BPI ATM EPS Card today! :-)

[ First posted on 01/30/2014 by Manuel Viloria ]

http://www.viloria.com/secondthoughts/archives/00001975.html

Should you buy a 13" Retina MacBook Pro or a Lenovo ThinkPad Yoga 14? It depends on your needs.

Get the 13" Retina Macbook Pro if:

- Looks are important to you.

- You'll be crunching large spreadsheets involving thousands of rows (I can almost hear the office people cheering!)

- You'll be compiling code and other processor-intensive tasks.

- Long battery life is important to you.

- You like to edit images (Photoshop).

- You like to run Mac OS

Get the Lenovo ThinkPad Yoga if:

- You want to use a touchscreen.

- You want to maximize Windows 8 features.

- You want to some light to moderate gaming (dedicated graphics)

- You're okay with a 6-hour battery life.

- You'll be using mostly MS Office, surfing the web, and watching videos (and you want to save money)

- You do *NOT* need a digital pen.

Some people get both for their household, so that they can easily shift from one to the other depending on their particular needs.

[ First posted on 12/21/2014 by Manuel Viloria ]

http://www.viloria.com/secondthoughts/archives/00001979.html